Well, who doesn't? Unless you're the son of Bill Gates or you're the sole daughter of an Ayala.
I like it when I have additional savings in my account. But tonight, I blew it. Well, I've been messing up on money the past few days actually. Since January, I think I withdrew a lot (5 digits!! argh) and I don't know what happened to my money. I wish I bought a decent digital camera instead--at least I know where my money went.
Argh. I shouldn't be talking about money in my blog but I can't help it. Tonight, I bought two pairs of (really adorable) flats from a boutique in Galleria and from People are People. I should have went home earlier instead. Promise, no more window shopping next week!! Last week, I bought another blazer (don't ask me how many I have) and the other week I bought an off-shoulder top and I don't think I'll use them often.
I am again tempted to buy a book but the book I want so badly would cost me another thousand. There, my other addiction. Books. And some from my growing bookshelf are yet to be read!
And mom's birthday is coming up too. I want to give her something memorable but if I don't control the shopper in me, I might end up treating her to Mcdo. hahaha :)) Kidding. :))
Oh, I must not forget too that prices have gone high! (Hmm maybe that's why and not because I'm spending too much hehe).
A pancit canton pack (my favorite!) costs around 4.50 php when I was in college--and that was just two years ago. Now a regular pack costs 7.25! Peso has gone up but the prices of basic commodities are also at its all time high! Tsk tsk.
I've improved in handling money after my first few months at work. But I'm afraid I'm returning to my old happy-shopper-ultimate-spender self. Tsk tsk.
Hay. No more shopping for me for the next two months! I'm so going to kll myself if I bought another unnecessary item. :p
I've been telling those lines to myself for the past couple of years already...
ReplyDeleteGuess what?
It never worked...
Happy and broke... ahahaha...
Let's do better this year. :)
I can totally relate! My office is located next to the largest mall in S'pore, so yeah, good luck sa pag-iipon ko. Haha.
ReplyDeletewahahaha! women love to spend!! :)) hay sana nga bumait na tayo this year :))
ReplyDeleteahihi :) ako naman on the way talaga yung mall so I'm always tempted talaga. :)) goodluck din sa akin hehehe :) yayaman tayo this year Gela! haha :))
ReplyDeleteAs a masculinist, I must object to this sexist statement. Don't Men also have the right to love to spend?
ReplyDelete(Hehe. Not really much of an objection I suppose. I'm just saying I enjoy spending a bit too much for my own good, too. haha!)
The truth is, I have yet to meet a normal early-twenty-something who already has a proper nest egg, or even has a plan for a proper nest egg. We all spend just a bit more than we "should." But I suppose there's a reason for that. That expensive pair of Italian leather shoes or that extra pair of high heels that are just the right shade to match 5% of your wardrobe - that stuff isn't useless, after all. Luxurious by most standards, perhaps, but not useless. And luxury or not, wouldn't your life be so much better for owning the new Up Dharma Down CD? (Assuming you object to piracy on moral grounds.)
Perhaps it's not a case of overspending. Perhaps it's a case of under-earning. And not having built up your own cache of worldly goods yet. ("Dad, can I borrow the car?")
The obvious solution is to be rich.
Something's wrong with my logic, somehow. Perhaps I should get more sleep?
(Okay, folks, no flaming please. I was joking, joking, joking. Let's work together to make extreme poverty history, but let's do it with a sense of humor, ayt? ... Hehe. Sobrang defensive ba?)
aww. don't get a credit card. mas tempting yun. hehe!
ReplyDeletewe used to spend what we see or have daw (like kapag nakita mo may remaining balance ka pa sa bank) kaya para di mo magastos, ibaon mo sa lupa yung pera mo! nyahaha! joke lang. i suggest have 2 bank accounts, one for savings na hindi mo dadalhin ang atm card kapag nagpunta ka sa mall tapos yung isa yung lagi mong bitbit. :)
you can say that again, hahaha.
ReplyDeleteako, nung magka-baby lang ako nag-stop yung impulse buying ko (well, sorta...nanunumbalik na naman ata). kasi, when you're out window-shopping, you'll be now forced to think--hmm, yung Zarah tanktop na yan = 2 months' supply na ni baby ng diapers, yung sale na guess pants = 1 vaccination shot, yung pair of havaianas = 2 weeks supply ng gatas, yung Mango paisley wraparound dress = 1 car seat (Gracco pa yan, ha!), kahit merienda mo, 1 McDo fish fillet + drink = 1 pack baby wipe, and so on... hahaha. nakakaloka.
gosh thea, I feel the same way. hehe =) I've also been poor in saving my salaries. Parang tama tuloy yung latest survey on filipinos about saving hehe
ReplyDeletewell, you're a very unique guy. Men in my life are soooo good in handling money. hahaha :)) And I admire them for that. :)
ReplyDeleteAnd yes, we maybe need to earn more. But I think my salary is enough yet I'm still not achieving my target! hahahaha :))
well, you're a very unique guy. Men in my life are soooo good in handling money. hahaha :)) And I admire them for that. :)
ReplyDeleteAnd yes, we maybe need to earn more. But I think my salary is enough yet I'm still not achieving my target! hahahaha :))
ay totoo! actually my mom works for Citibank. and yes, she never allowed me to apply :)) For sure mas tempting yun!! :) Oh, I do have two ATM cards :) I just cant help withdrawing from both :)) I hate it! :))
ReplyDeleteay, sana mas magaling na ako maghandle ng money even before I have my own baby! :)) Lalo na ngayon, diapers and infant formula milk costs like gold! :) Kaya nga ata shoppinggalore ako e, still enjoying my 'unmarried' life! =))
ReplyDeleteTrue lia! :) I agree with that survey..even the survey that said Pinoys havent really felt the so-called 'economic growth' :) I hope the new year will teach us how to save more! :))
ReplyDeleteako din i can relate! mygawd nagbabayd pako ng credit card ko na muntik nako mademanda! buti sana kung ke FG kung ginasta di ba?
ReplyDeletehahahaha! that's why mom doesnt want me to own a credit card :)) dapat yung FG mo would be capable to pay all credit cards you have! para bongga! :))
ReplyDeleteno shopping for the next two months?
ReplyDeletebaka mag-withdrawal symptoms ka nyan hehe
im experiencing it na nga eh!! kainis!:))
ReplyDeleteang tanong...me mawiwithdraw pa ba for shopping at the rate youre going?!
ReplyDeletebwahahaha! i hope I'm not yet a hopeless case :)) mukha namang carry kong wag magshop for now. I hope I can do it for the next two months. grr :)
ReplyDeletemy financial analyst friend told me youre not techncially and officially broke unless your debt is more than 3x your average monthly income. hahahaha. hope that helps?!
ReplyDeletehahahahaha! that 'fact' just tempted me to go to the mall and splurge again! :) wala naman akong debt in the first place so pwede... hehehe
ReplyDelete